GCB Salary Advance

Ghana Commercial Bank, GCB Salary Advance

Customers of GCB Bank who have current accounts or salaries are eligible for this short-term credit facility, which offers quick financial support for unanticipated expenses prior to payday. It can be accessed via the GCB Mobile App and the bank's digital outlets. Explore more about the new scheme for public teachers, study leave with pay.

GCB Salary Advance

People who are Attracted to the GCB Salary Advance

GCB Salaried Account holding customers aged 18 to 59 years.

Qualification Criteria for GCB Salary Advance

·        Salaried workers whose salaries are paid through their GCB Salary accounts and/or holders of current accounts with GCB.

·        Existing customers who receive their salaries through a GCB Savings account but are willing to migrate to a Salary account via the mobile app and successfully complete the process.

·        New customers must have received salaries into their accounts for at least three consecutive months.

Product Features of Ghana Commercial Bank, GCB Salary Advance

·        Borrow up to 80% of net salary, with a minimum of GHS 100 and a maximum of GHS 20,000

·        Loan disbursed in less than 10 minutes

·        Pre-approved amount ensures speedy delivery

·        The tenor is 30 days

·        Competitive interest rate, among the lowest on the market

·        Bullet repayment required within the 30-day period

Ghana Commercial Bank, GCB Salary Advance Benefits for Customers

·        Quick access to emergency funds

·        Instant approval and disbursement

·        Fully digital process with no paperwork, offering convenience and speed

·        Helps avoid overdrafts or high-interest emergency loans

·        Eligibility for a new loan upon early repayment

GCB Salary Advance Requirements

For you to be able to access the GCB Salary Advance, you will have to get access to the following:

·        Must be onboarded on the GCB Mobile App

·        Customer logs in and completes the online application

·        Customers with salaries paid into a GCB Savings account must successfully migrate to a Salary account via the app to qualify

Ghana Commercial Bank, GCB Working Hours

 8:30am-4:00pm;

Monday-Friday